PolicyEco

Universal Submission Intake

Dynamic form rendering and universal submission intake. BioForms-powered, carrier-agnostic, one form to rule them all.

Quote Presentation & Comparison

Side-by-side quote comparison, instant delivery, and bindable proposals from every market.

The Underwriter's Workbench

Risk evaluation dashboard where underwriters score, assess, and decide. The craftsman's bench for insurance.

Risk Assessment & Scoring

AI-powered risk scoring, eligibility checks, and appetite matching across every carrier.

Insurance Marketplace

Where risks meet carriers. Intelligent market matching, placement, and carrier relationship management.

Carrier Submission Portal

Final submission to carriers. Clean, complete, compliant — every time.

Binding Authority Platform

Bind coverage in real-time. Authority management, policy issuance triggers, and binding confirmations.

Policy Management System

Full lifecycle policy management — issuance, endorsements, renewals, cancellations, reinstatements. The policy system of record.

Insured Self-Service Portal

Your insureds manage their own policies. View coverage, request changes, download documents, make payments.

Get Insured

Direct-to-consumer insurance portal. Quote, compare, and buy coverage — all in one place.

Premium Finance & Payments

Premium collection, financing, and payment processing. Processing $250M+ in annual premium volume for insurance programs nationwide.

Premium Collection & Receivables

Automated premium collection, receivables tracking, and delinquency management.

Fund Distribution & Disbursement

Commission splits, fund disbursement, and distribution management across the value chain.

Insurance Financial Ledger

Accounting, reconciliation, and IFRS 17 compliance. The financial backbone of the ecosystem.

Premium Finance Services

Premium financing, payment plans, and installment management for commercial insurance.

Document Generation

Generate dec pages, endorsements, certificates, and every document in the policy lifecycle.

Certificate of Insurance

Issue, track, and manage certificates of insurance. Instant COI delivery for certificate holders.

Insurance E-Signatures

E-signature platform built for insurance. Applications, binders, endorsements — signed and sealed.

Renewal Management

Automated renewal workflows. Never lose a policy to a missed renewal again.

Claims Management

End-to-end claims processing. From first notice of loss to final settlement.

Claims Identity Portal

File your claim and track its status. Identity-first claims intake for insureds and claimants.

AI Claims Automation

AI-powered first notice of loss, automated status updates, and adjudication assistance.

Insurance Claims Platform

End-to-end claims processing platform. From incident to settlement, every step managed.

Reinsurance Placement

Treaty and facultative reinsurance placement, cession management, and bordereaux reporting.

MGA & Program Management

Launch and manage insurance programs. MGA formation, program design, carrier partnerships, and performance analytics.

Captive Insurance Management

Captive formation, governance, financials, and compliance. The boardroom for captive insurance.

Compliance & Regulatory

Regulatory compliance, OFAC screening, surplus lines tax, filing management, and audit trail.

Immutable Audit Trail

Blockchain-backed hash chain for tamper-evident policy records and regulatory proof.

Compliance Audit & Review

Quality assurance, compliance audits, and inspection workflows for insurance operations.

Insurance Intelligence

Analytics, reporting, and insights across the entire policy ecosystem.

Workflow Automation

Orchestrate insurance workflows. Route submissions, trigger actions, automate the mundane.

Insurance Communications

Multi-channel notifications — email, SMS, voice, fax. Every notice, every time.

Insurance Education

Continuing education, certification tracking, and training for insurance professionals.

Guided Insurance Venture Launch

The Sherpa guides you from idea to live insurance product. 6-track methodology for launching on the Tawa platform.

Insurance Product Factory

Build new insurance products from scratch. Product design, rating tables, form creation, and market launch.

Insurance Rating Engine

Calculate premiums with precision. Class codes, modifiers, geographic risk, and multi-line rating.

Insured Identity Vault

The insured data vault. Entity profiles, verification, and token-based access to policyholder data.